Jumbo Mortgages with 5% Down
JUST RELEASED...
Jumbo mortgage loans with as little as 5% down and no mortgage insurance.
Request a Free Consultation!
To learn more about our jumbo mortgage loans.
By submitting this form you agree to be contacted by phone, text or email by Bank of England..
Jumbo loans with as little as 5% down and no mortgage insurance.
Jumbo Mortgages with 5% Down
Why Choose our Jumbo Loans?
We provide lower down payment requirements than most banks, offer more flexible guidelines to qualify, and some don't even require mortgage insurance.
HELPING MORE JUMBO BORROWERS
Introducing a Better Jumbo Loan!
Here are some highlights of the program.
Up to 95% LTV
Preserve liquidity with jumbo mortgages to 95% loan to value. Mortgage insurance is never required.
Easier Guidelines
Recent bankruptcies, short sales, or foreclosures may be acceptable. Bank statement deposits can count as income.
Easier Guidelines
Recent bankruptcies, short sales, or foreclosures may be acceptable. Bank statement deposits can count as income.
Cash Out Refinances
We allow for jumbo cash out refinances up to 95% loan to value with no mortgage insurance.
Asset Depletion
Liquid assets such as bank accounts, 401(k), and brokerage accounts can be used as income for qualifying purposes.
Fast Closings
Average closing times are 30 days or less from the date of underwriting submission.
Occupancy Types
In addition to primary residences, we provide jumbo mortgages for second homes with only 10% down.
Request a Free Consultation Today
Find out more information about jumbo mortgage loans, brought to you by Bank of England Mortgage.
EASIER QUALIFICATIONS
Helping More Jumbo Borrowers Qualify.
Not all people meet the strict qualifying criteria for jumbo mortgages. We provide flexibility with a low minimum down payment starting at 5%, with creative jumbo loans up to $5 million or more. Additionally, we offer jumbo mortgages with credit scores as low as 600 and allow for previous derogatory credit. In many cases, the net income shown on tax returns can prevent someone who is self-employed from being able to obtain a jumbo mortgage for a purchase or refinance. For our self-employed jumbo mortgage borrowers, we can allow deposits into personal or business bank statements to count as qualifying income, without the need to provide tax returns.
LIQUID ASSETS COUNT
Qualifying With Liquid Assets.
We allow for "asset depletion", whereby a formula is used to take a borrower's liquid assets to count as qualifying income. Additionally, we will even provide jumbo loans without documenting tax returns, employment or income as long as a borrower has enough in the bank, stocks, and retirement accounts to cover the loan amount.
Why Choose our
Jumbo Loans?
We provide lower down payment requirements than most banks, offer more flexible guidelines to qualify, and some don't even require mortgage insurance.
HELPING MORE JUMBO BORROWERS
Here are some highlights of the program.
Learn more about our Jumbo Mortgages, brought to you by Bank of England Mortgage
Request a Free Consultation Today
Introducing a Better Jumbo Loan!
Call Us Today For FREE
877-281-9230
Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only, underwriting decision made by a third party. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (877) 281-9230. This contact information is for accommodation requests only. Bank of England Mortgage is a division of Bank of England NMLS 418481. Bank of England Mortgage is not affiliated with any government agency. Member FDIC. Branch address 120 E 23rd Street, 5th Floor, New York, NY 10003.
Call Us Today For FREE
877-281-9230
EASIER QUALIFICATIONS
Not all people meet the strict qualifying criteria for jumbo mortgages. We provide flexibility with a low minimum down payment starting at 5%, with creative jumbo loans up to $5 million or more. Additionally, we offer jumbo mortgages with credit scores as low as 600 and allow for previous derogatory credit. In many cases, the net income shown on tax returns can prevent someone who is self-employed from being able to obtain a jumbo mortgage for a purchase or refinance. For our self-employed jumbo mortgage borrowers, we can allow deposits into personal or business bank statements to count as qualifying income, without the need to provide tax returns.
LIQUID ASSETS COUNT
We allow for "asset depletion", whereby a formula is used to take a borrower's liquid assets to count as qualifying income. Additionally, we will even provide jumbo loans without documenting tax returns, employment or income as long as a borrower has enough in the bank, brokerage or retirement accounts to cover the loan amount.